THE WEEKLY COLLABORATIVE | Jan 9th

Inside the tmc family

Learn how David Ocasio Ross, AVP of Mortgage Sales at AmeriCU, went from running lemonade stands to working in the mortgage industry, why it's so important to be uniquely YOU in your career, and his passion for giving back to the community!

12 Days of TMC

Learn why our record-breaking 12 Days of TMC virtual conference was so successful in 2023, and how we catered our event specifically to our network by hosting our first-ever Solution Sprint, hand-picking industry-leading keynotes, and so much more here!

Preferred Partner Spotlight: Cenlar 

Cyber threats are always out there — and they’re evolving. Can you keep up with the pace of those threats? Cenlar can! As the nation’s leading mortgage sub-servicer, Cenlar has a responsibility to their clients, future clients, and business partners to consistently act and create a preventative environment where they’re safe, and their data is too. Cenlar's technology environment is structured cross-functionally to allow the enterprise to move through a cyberattack. What allows them to do this is their mature Information Security Program that exercises their cyber incident response with plans and playbooks to protect their clients and their homeowners. 

Cenlar’s Information Security Program is an intelligence-driven, multi-layered cyber defense model that detects emerging threats, disrupts cyber attacks, and efficiently responds to cyber incidents. Cenlar's cybersecurity experts integrate with the business to identify opportunities, capture value, and adapt to the dynamic business environment. Learn more about Cenlar’s cyber initiative.

Notes from the network

​Surge of Refis is Coming: Here’s What Lenders Need to Know

Total Expert dives into some real opportunities and potential risks that will come with a potentially resurgent refinance market as 2024 progresses. Opportunities lie with understanding that homeowners who purchased in the last 18 months, will be proactively looking to refinance as rates fall, but mortgage lenders have to balance that demand with mitigating potentially catastrophic early payoff penalties. Read Total Expert’s full insights here.

Grow Internally or Outsource Post-Close Services in 2024?

The pains of hiring to support growth with top-of-the-market salaries followed by massive layoffs to manage the ebbs and flows of the past three years in the mortgage industry are still fresh with many lending executives. As we look forward to an improving mortgage market, the question will once again emerge: Do I grow my internal workforce vs. outsourcing to third-party providers? Verity Global Solutions offers keen insights into why outsourcing post-closing functions can provide unique benefits to your operations and bottom line. Read their latest blog here.