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M&T Bank is a super-regional bank headquartered in Buffalo, NY with more than $200 Billion in assets. M&T Bank's Warehouse Lending Division is located in Louisville, KY and operates on a national basis. Middle-market, independent mortgage bankers are the focus of the group's efforts. The warehouse lending unit is staffed by a seasoned team of individuals with many years in the business. M&T Bank views the warehouse lending relationship as a long-term partnership between the bank and its mortgage banking customers.