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As a partner of the 'Buyer's Agent' campaign with realtor.com and in honor of National Homeownership Month and Pride Month, we're proud to partner with realtor.com and raise awareness of these critical issues that affect first-time home buyers and the LBGTQ+ community.
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About Homeownership Council of America
Founded in 2005, the Homeownership Council of America (HCA) is the nation's only lender-focused nonprofit dedicated to providing insights and programs that facilitate access to credit for America's underserved communities and help close the wealth gap through well-designed products, programs, and delivery systems. We are staffed by deeply experienced mortgage and nonprofit lending professionals, powered by our strong passion to serve our mission, and guided by our knowledgeable Board of Directors. HCA is focused on closing the wealth gap among people of color, low-income, and rural populations who continually lag in homeownership. We aim to achieve this through our three signature programs: HCA CLIMB HCA CLIMB bridges lending gaps through our CLIMB program and CDFI lender services. Our programs are thoughtfully designed to solve the broken links between mortgage lending and underserved communities. CLIMB creates reliable delivery systems through nonprofit lenders using investor capital, and we have a specialized package to facilitate lenders through the process of building and documenting Special Purpose Credit Programs (SPCPs). This bridges the gaps to homeownership for disadvantaged communities by providing greater credit access and assistance in reaching it. Learn more here: homeownershipcouncil.org/climb-with-hca Equity Certified Equity Certified is an innovative initiative created by the Homeownership Council of America (HCA). It is the new and only Special Purpose Credit Program (SPCP) certification issued to lenders and nonprofits offering SPCPs. Equity certification increases transparency while broadening awareness of the Equal Credit Opportunity Act's provision for Special Purpose Credit Programs (SPCPs). The Equity certification also helps consumers instantly identify that a program is verified while making it easier for lenders to market their SPCPs. Learn more here: equitycertified.org Equity DPA Equity Down Payment Assistance (DPA) is a national program designed to assist LMI and BIPOC homebuyers with down payment and closing costs, which are significant barriers to homeownership. Become a DPA Partner: We're on a mission to close the wealth gap! You can become a partner by donating to the BIPOC, LMI, or Building Diverse Communities new home funds at Equity DPA through the Homeownership Council of America. Donor funds may carry additional designations and restrictions, such as geography. HCA permanently restricts the funds and ensures donors' intentions are met through the recipients of Equity DPA. Any payoffs received are recycled and used for new qualifying homebuyer assistance. Learn more here: equitydpa.org/become-a-partner |
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