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TMC Blog

The Current Pulse of the Mortgage Industry

3/31/2016

1 Comment

 
After spending 19 years as a mortgage lender, it’s been a fascinating experience for me to spend this last year interacting with our members and other mortgage lenders all across America on a daily basis. From our perspective, here’s what we find mortgage lenders talking about most these days.

The Race to Scale - Never before has there been more of a fervor to grow in this business, for all the reasons you see below.

Consolidation
- Very hard to find anyone in this business not expecting record levels of consolidation and M&A these next 2-3 years. Many companies are looking to acquire or be acquired.


Operating Efficiency
- Aggressive regulatory reform has led to increased operating costs, which results in higher rates and fees to borrowers and higher costs to originate for lenders.


Emerging Technology
- Whether its “Rocket Mortgage-esque” consumer-direct online application products, e-closings, or other tech products - lenders are trying to make sense of what technology will be needed for their firms to continue to thrive.


Honorable Mention
- TRID adjustments & the grey areas of regulation, Non QM, the vendor management process, opportunities with new/emerging demographics.

Rich Swerbinsky
rswerbinsky@mtgcoop.com

1 Comment
hong kong company formation link
3/1/2017 04:14:55 am

Someone Sometimes with visits your blog regularly and recommended it in my experience to read as well.

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    Rich Swerbinsky

    TMC - Chief Operating Officer

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  • Home
  • TMC Conferences
    • 12 Days of TMC
  • The Network
    • The Power of the Network
    • Preferred Partner Network
  • Benefits
    • Collaboration Labs
    • Working Groups
    • TMC Benchmark
    • Member Event Calendar
    • TMC Blog
    • TMConnect
  • Join Our Family
  • About TMC
    • Our Team
    • Contact
    • Testimonials