 TMC’s Saving Center has undergone some massive improvements over the summer! We’re excited to offer TMC Lender Members and Preferred Partners alike an expanded listing of new retailers with exclusive savings at TMC.SavingCenter.net. These retailers have been assembled to offer solutions that improve the bottom line for your business, as well as a host of retail benefits and saving that can be passed down to your employees! Here’s the new roster of retailers that make up TMC’s Saving Center: Office Depot/OfficeMax: •BEST VALUE LIST: Up to 80% off on office products most preferred by members, like paper, ink/toner and more •Substantial savings on COPY & PRINT SERVICES: •Free next-day delivery on online orders of $50 or more For a copy of Office Depot/OfficeMax Store Purchasing Card on your phone: Text ‘TMCSPC’ to 555-88  Hotel Engine:
Hotel Engine offers exclusive discounts at over 40,000 hotels nation-wide plus business travel tools to help your bottom line. Every signup is free – there are no access fees or spending requirements! USPAY: Get unbeatable rates and unique member benefits including retail/qualified rate of less than 1%, free equipment, easy to understand statements, award winning U.S. based customer support and more! Request a free statement analysis! Avis & Budget: Get the best base rates on all rentals nationwide with Avis or Budget. Enjoy waived additional driver fees, airport surcharges and late fees, plus enroll with Avis Preferred and Budget Fastbreak services for counter by-pass amenities. FedEx: *Discounts apply only to new U.S. business account holders Save 25-65% on Express, Ground & International Shipping Services! Receive some of the lowest shipping rates available on air, ground, exporting – including domestic and international services – and a host of value-added benefits and savings.
TMC members get significant savings on LTL - (less than truckload) and tradeshow shipping costs from YRC. Save 83% off national/regional shipments, 10% off time-critical deliveries, plus single shipment and notification charges waived. ADP: *Discounts apply only to new payroll services Save time and money with Payroll services from ADP. Get up to 20% off on new payroll services. Plus, no setup fees for new customers ($200 savings). Request your FREE, customized quote to see how simple it is to start saving right away! Sterling Talent Solutions: TMC members save up to 54% off the most complete background screening. Fast, reliable and compliant checks with no quantity commitments. Create a program that best suits your business hiring needs and budget. Transworld: Recover money owed to you at a fraction of the cost. Start today, with a FREE customized analysis from the collections team at Transworld Systems. TMC members are eligible for special member pricing. AccountingDepartment.com: TMC members save on award-winning online accounting, bookkeeper and controller services. Perfect for businesses with annual revenue between $5 million to $30 million. Get dedicated support, free financial dashboard, fixed low monthly fees, QuickBooks online software preferred pricing and more. Personal Benefits - Pass these savings down to your employees! Entertainment Deals: Gain access to exclusive discounts of up to 60% on tickets to top attractions, theme parks, shows, sporting events, dining, movies, hotels and much more! This unique benefit has new products and offers added daily from cities and destinations around the world. Reward Shopping: Get up to 30% cash back rebates at over 1,200 stores every time you shop online through the Rewards Mall. Plus, stack coupons and store offers to save the most money and earn the greatest rewards. Joining and using the mall is free and simple! RX Discount Card: Download, print, email and/or text a FREE card to immediately save up to 75% on your prescription drugs not covered by insurance. Accepted at over 68,000 pharmacies nationwide and covers you, your family and even pets! Sign up today to start realizing the savings available for your business team. The best part – signing up for TMC’s Saving Center is FREE! Click here to sign up!
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  Sign up today to start realizing savings for your office and your business! TMC.SavingCenter.net
Already registered? Start your order here! business.officedepot.com Don't forget, TMC now has an enhanced roster of providers offering deep discounts to TMC Lender Members and Preferred Partners that sign up for the TMC Saving Center. The best part - signing up for the Saving Center is FREE!  Our members have done it again! 3 of our Lender Members and 12 Preferred Partners have been honored by HousingWire on their Insiders 2018 list. That's over a third of those who made the list coming from the TMC Network! We're thrilled to see our members recognized for the great work they do and the leadership they provide in making the dream of homeownership a reality for Americans nationwide. Congratulations from the entire TMC team to all of our members who made the list!
Lender Members Kimberly Hartsough, Senior Vice President, National Production Operations Manager, PrimeLending Jennifer Ward, Senior Vice President, National Closing Manager, PrimeLending Jami Haddad, Senior Vice President, National Post-Closing & Audit Operations Manager, PrimeLending Preferred Partners Jim Jumpe, Senior Vice President & Chief Marketing Officer, Arch Mortgage Insurance Company Art Johnson, Director of Securitization, Fannie Mae Stephen Schwartz, Director of Economics, Fannie Mae Charlotte Catalfo, Senior Vice President of Enterprise Operations, Freddie Mac Carl McLaughlin, Vice President of Multifamily Operations, Loan Servicing Freddie Mac Bernard Nossuli, Chief Operating Officer, iEmergent Lisa Birmingham, DevOps Manager, LBA Ware Steven Sinn, Director of Administration, Mortgage Quality Managment and Research Jill Cadwell, Senior Vice President of Title Services, Radian David McCormick, Senior Vice President of Enhanced Sales, Radian Kristi Schleicher, Vice President of Customer Experience, TMS Beth Ozenghar, President & Chief Operating Officer, Transformational Mortgage Solutions View the entire list here.  We are absolutely thrilled to share that the our members are being recognized for their greatness once again, this time for their growth. That's no small task in our industry's current climate, so it's all the more impressive that 16 of our members recently made Inc. 5000's list of the the fastest growing companies in America. 13 of our Lender Members and 3 of our Preferred Partners were recognized and we couldn't be more pleased. Congratulations from the entire TMC team our your well deserved success and we can't wait to see what's next as you continue to grow - keep up the great work!
Lender Members (Growth%) AnnieMac Home Mortgage (85%) Centennial Lending Group (74%) Equity Prime Mortgage (88%) Georgetown Mortgage (92%) Griffin Funding (727%) Intercontinental Capital Group (547%) Level One Bank (107%) Movement Mortgage (210%) Nations Lending (233%) New American Funding (122%) OneTrust Home Loans (508%) OVM Financial (120%) Union Home Mortgage (198%) Preferred Partners (Growth%) Pendo Management (153%) SimpleNexus (1,405%) Total Expert (1,475%) Check out the entire list here.  The ladies of the TMC network have done it again! 17 women from within our ranks were honored on HousingWire's '2018 Women of Influence' list! We're so proud to have such amazing female leaders as part of our network and can't wait to see how your leadership and influence will continue to shape our industry! Kudos our your well deserved success and recognition!
Congratulations from the entire TMC team! See the entire list of women who made the list here.  Thinking of starting a mortgage joint venture? Already have one in place? Want to ensure your investment remains viable and compliant? Strategic Compliance Partners has launched its new premier compliance management system, JVerify, to meet the challenges of real estate and mortgage joint ventures at start-up and throughout the life of the venture.
JVerify takes a five-pronged approach to protect joint ventures and keep them competitive and compliant, which includes:
SCP will help you create a secure and compliant mortgage joint venture compliance program so that you can achieve a successful, lucrative and longstanding partnership.
 Congratulations to our friends at Cornerstone Home Lending. They've recently received recognition for being a top place to work and have had two members of their executive team acknowledged for their leadership.
National employee survey results conducted on companies throughout the U.S. by Hearst Publications named Cornerstone Home Lending to its exclusive list of TOP WORKPLACES in Houston, San Antonio, Dallas, Denver, Oklahoma City and Austin. Cornerstone Home Lending's CEO Marc Laird was also honored as the Houston company CEO of the year. Cornerstone's President and COO Judy Belanger says, "What an honor to win these awards based upon our team member ratings. Having a written Mission, Vision and Convictions statement as our guide, continuously seeking valuable input from our team members, and implementing their ideas for company improvement are the keys to Cornerstone's ongoing success -- with the added benefit of Happy Team Members!" In addition, Cornerstone Home Mortgage's President of National Operations, Julie Piepho, CMB was also just named to HousingWire's 2018 Women of Influence list. We're thrilled to have such an awesome network of lender members filled with great leaders who continue to move the mortgage industry forward. Kudos to Cornerstone Home Mortgage on your well-deserved accolades from the entire TMC team - keep up the great work!  We're excited to share that 14 TMC leading ladies have been honored on MPA's list of the '2018 Elite Women in Mortgage'. TMC is thrilled to have such amazing female leaders as part of our network. We look forward to seeing your continued success and the impact your leadership is having on our industry. Congratulations on your well deserved accolades from the entire TMC team!
AnnieMac Home Mortgage - Christine Beckwith Arch Mortgage Insurance Company - Valerie Ausband Blend - Sarah Elliott Credit Plus - Danette Conway Flat Branch Home Loans - Karen Kreutziger Inlanta Mortgage - Yvette E. Clermont LBA Ware - Lori Brewer Mortgage Quality Management & Research - Erin Harris Movement Mortgage - Kelly Rogers Movement Mortgage - Kim Winters New American Funding - Patti Arvielo PrimeLending, a Plains Capital company - Phyllis McDaniel Waterstone Mortgage - Gail Hillman Waterstone Mortgage - Siera Smith Click here to see the entire list of women who were honored.  COMPLIANCE HOT TOPIC QUESTION:
Is it true there is a new law that permits transitional licensing authority for mortgage loan originators (MLO)? ANSWER: Yes. On May 24, 2018 (the “Enactment Date”), the President signed a Dodd-Frank roll back regulation, known as the Economic Growth, Regulatory Relief, and Consumer Protection Act, which, among other things, provides MLO transitional licensing authority effective 18 months after the Enactment Date. Under the new regulation, a federally-registered MLO that has been registered as such for at least one year may obtain temporary authority to act as a MLO for up to 120 days after becoming employed by a state-licensed company and submitting a MLO application in a particular state. In order to qualify the MLO cannot (i) have had an application for a MLO license previously denied, revoked or suspended, (ii) be subject to or served with a cease and desist order in any governmental jurisdiction or under the SAFE Act; or (iii) be convicted of a misdemeanor or felony that would preclude licensure in the application state. Additionally, under the new regulation, a state-licensed MLO that has been licensed as such for at least 30 days may obtain temporary authority to act as a MLO for up to 120 days in another state if the MLO submitted a MLO application in that other state. Again, to qualify, the MLO must meet the requirements outlined in (i)-(iii) above. To schedule a time to speak with the team at MQMR, contact: sales@mqmresearch.com or call 818.940.1200.   Sign up today to start realizing savings for your office and your business! TMC.SavingCenter.net
Already registered? Start your order here! business.officedepot.com Don't forget, TMC now has an enhanced roster of providers offering deep discounts to TMC Lender Members and Preferred Partners that sign up for the TMC Saving Center. The best part - signing up for the Saving Center is FREE! |
Rich Swerbinsky
TMC - Chief Operating Officer 
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