Timios, Inc. is a national title, escrow and settlement services company providing technology-driven solutions to our lending partners since 2008.
Timios (the Greek word for “Honest”) was created to empower its employees, clients, and customers to achieve their goals by making real estate transactions as efficient, transparent, and simple as possible. In January 2010, Timios released the only no charge, comprehensive, guaranteed Closing Cost Calculator. Timios further enhanced our closing cost calculator in October of 2015 to incorporate new requirements for TRID. Leveraging this technology along with a proprietary service model, Timios has created a first class, integrated solution; improving the experience for all parties in a real estate transaction.
Today, Timios, Inc. is licensed in 42 states and DC for title insurance and settlement services. Timios is based in Westlake Village, California with additional offices in Texas, Northern California, and Pennsylvania. Contact us today at firstname.lastname@example.org to learn more about how we can help enhance the service experience for you and your clients.
HomeReady® mortgage expands access to credit and helps lenders grow their business. Thanks to feedback from our lender partners, we’re launching enhancements to make it even easier to originate and deliver HomeReady loans.
We’re working every day to be America’s most valued housing partner, and we’re committed to helping you reach today’s markets with added flexibility and limited risk. We appreciate your interest in HomeReady and look forward to your feedback on the enhancements.
Founded in 2004, Mortgage Banking Insurance Group, a part of JMB insurance, is an independent insurance brokerage, specializing in insurance for the mortgage banking community. Lee Brodsky, a 30-year veteran of mortgage banking insurance and former CEO & Chairman of the Board at Bankers Insurance Service, heads up a talented staff, experienced at putting together policies for mortgage lending institutions.
Trust us to find you coverage from qualified insurance carriers that will satisfy investor requirements and your own insurance needs.
On yesterday’s monthly TMC Lender Member Technology & Innovation Networking Call, we spent some time talking as a group about what percentage of total revenues lenders are spending on marketing & technology, two areas that are largely interwoven in the mortgage industry.
There’s no easy answer to the question, and there are many variables. The US Small Business Administration suggests spending 7-12% of gross revenues annually on marketing initiatives, depending on the size of your company. Changing loan origination systems is obviously very costly, will skew the numbers, and a clear investment in the future of your organization. And many companies are moving away from formerly traditional marketing efforts that had fixed costs to online marketing initiatives that are more success-based costs.
One thing is clear though - there’s a lot of new marketing and technology options out there for lenders to sift through, and trying to make sense of how much to spend and on what is a clear focus of nearly all mortgage bankers as we head into the part of the year where people typically start to think about a budget for next year. Some lenders are looking at internal technology that can help reduce costs/turn times and lead to a better customer experience. Others are assessing tools and technology that can help them attract and educate the homebuyers that want to conduct the entire process on their iPad from home while wearing their jammies.
We will continue to help facilitate these discussions with and amongst our members, and try to do everything we can to help them make sense of the options.
Established in 1987, Seroka Brand Development’s deep-rooted mission is to help mortgage industry clients grow their businesses through building top-performing brands, developing continuous improvement cultures and creating communication strategies that make a measurable impact. Because of their mortgage industry focus and in-depth knowledge, they are uniquely qualified to deliver integrated brand, marketing and public relations programs that have been proven to work, successfully differentiating their clients’ brands with a clear and thorough understanding of the target audience. Each one of their consultants thinks like, acts like, and makes decisions like entrepreneurs, never losing sight of what their clients need and value the most – results.
Backed by a seasoned and respected senior management team, a robust web portal, and stellar customer support - Envoy's Correspondent Lending Division had their biggest production month ever in April of 2016! Envoy is also a very active and involved advocate of our industry and supports their selling lenders with charitable initiatives that allow them to give back to the communities that they serve. Envoy is also what we call a "dual member" here at The Mortgage Collaborative. Their retail channel benefits from all of the benefits of being a Lender Member of TMC, and their correspondent division is one of our preferred secondary market purchasers of loans.
A big part of the value we work so hard to bring to our Lender Members lies in the two annual conferences we hold each year in February and August. If you’ve never been to one of our conferences, you’re in for a treat this coming August 21-23 in Denver, CO. Registration is now open!
What makes our conferences so different than other industry events? Here are some testimonials. And here are some of the features that make our events so unique …
TMC - Chief Operating Officer
President/CEO - Pulte Financial Services