MERSCORP Holdings, Inc. is a privately held corporation that owns and manages the MERS® System, MERS® eRegistry and all other MERS® products and services. Users of the MERS® System include thousands of lenders, servicers, subservicers, investors and government institutions. Mortgage Electronic Registration Systems, Inc. (MERS) serves as the mortgagee in the land records for loans registered on the MERS® System, and is a nominee (or agent) for the owner of the promissory note. The MERS® System is a national electronic database that tracks changes in mortgage servicing and beneficial ownership interests in residential mortgage loans on behalf of its members. The MERS® eRegistry is the national mortgage registry and legal system of record for identifying the controller (holder) and location (custodian) for the authoritative copy of registered eNotes. MERSCORP Holdings also offers MERS® eNote Solutions, which supports the generation, signing, vaulting and management of eNotes in a single platform that is fully integrated with the MERS® eRegistry and MERS® eDelivery.
MERSCORP Holdings offers TMC Members access to their expertise regarding eNotes and the digital mortgage process and offers a variety of educational opportunities. MERSCORP Holdings also offers TMC Members access to their products and services including:
- MERS® System
- MERS® eRegistry
- MERS® eNote Solutions