The Mortgage Collaborative

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credit reporting and Analytics

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For nearly 40 years, Certified Credit, a woman-owned business, has been helping lenders succeed with smart mortgage solutions.

Specializing in consumer credit, risk mitigation, and verification services, we've built our reputation on reliability and innovation. We're not just about delivering reports and data; we're about building real partnerships built on accuracy and trust.

​Our team combines cutting-edge technology with a genuine passion for service to help you work more efficiently throughout the entire mortgage process, with responsive support, clear answers, and seamless experiences that keep your business moving forward. Whether you need credit reports, fraud assessment, or third-party verifications, we've got solutions that make your job easier and more profitable.

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FICO provides analytics and decision management solutions, including credit scoring, fraud detection, and AI-powered decision automation. Their tools help organizations assess risk, enhance customer engagement, and improve operational efficiency across financial services, healthcare, and other regulated industries.

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Partners Credit & Verification Solutions is the preferred provider of innovative verification and credit-related services for thousands of mortgage professionals. We help you accomplish more through our suite of comprehensive, easy-to-use products and services while providing cost saving solutions to our customers.  With no end to our solutions, we have you covered from loan origination to close, and beyond.  We seamlessly facilitate your lending process, assure compliance and reduce the number of third parties engaged in your workflow. This all-in-one streamlined approach enables you to spend less time managing vendors and more time focusing on what really matters: your client. We're not satisfied unless you are, and that is our number one goal.

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​You want to close more loans. We can help you do it! Accurate information is the basis of smart lending decisions. Xactus provides that and more. We're the company mortgage professionals trust for intelligent insight, smart information that enables them to mitigate risk and build their business. Our information services line is more than 160 products strong. Our expertise in the mortgage industry enables us to quickly assess current and future needs, and provide new solutions for a rapidly changing environment. We move mortgage professionals forward.
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2802 Flintrock Trace, Ste 281, Austin, TX 78738

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  • Home
  • About TMC
    • Our Team
    • Blog
  • Benefits
    • Collaboration Labs
    • TMC Connect & Ask TMC
    • TMC Benchmark
    • Working Groups
  • Join Our Family
  • Our Events
    • Event Calendar
    • Conferences >
      • Desert Disruption
  • Our Network
    • Preferred Partners
  • TMC Emerging Tech Fund